A 2-minute tool for high earners
The Irregular Income Waterfall
A bonus. An RSU vest. A commission check, a refund, a windfall. It lands in checking with no job assigned — and three weeks later it's gone.
This shows you where each dollar goes, and in what order.
1 · ReserveTax comes off the top, before the money is yours to think about.
2 · EnjoyTen percent, no justification required. This step is not optional.
3 · DeployThe rest runs down a fixed order. Each layer fills before the next.
Six questions · about 2 minutes · nothing you enter leaves your browser
The weekly system
The chart gives you the structure. The email works through the decisions underneath it — one short email a week, no fluff.
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